TaxOS UAE — Intelligent Compliance Platform

💼 Q1 2026: 3 risk flags open. Net VAT payable AED 52,780 due 28 Apr. Resolve before filing.

VAT Compliance Health Score

Calculating score…

Critical issues

7

Across 3 entities

Immediate action

Net VAT payable Q1

AED184,320

Due 28 Apr 2026 · 45 days

3 segments

Compliance score

68/100

Was 54 last quarter

+14 pts

VAT recoverable at risk

AED23,840

If issues not resolved

7 invoices

Active issues by category

✕

Duplicate invoice detected — 2 instancesTravel

INV-9901 from Gulf Tours LLC entered twice. Inflated input VAT claim of AED 1,750. FTA audit trigger risk: HIGH.

✕

Wrong VAT treatment — Residential resaleReal Estate

Unit 4B Jumeirah Creek tagged as 5% standard. Should be exempt (resale residential). Over-declared output VAT: AED 18,500.

⚠

Chart of accounts — 3 misclassified expensesRetail

"Packaging" coded to 5020-Office Supplies. Should be 4100-Cost of Goods. Affects gross margin and VAT input allocation.

⚠

Reverse charge not applied — imported servicesAll

3 invoices from overseas SaaS providers (totalling AED 12,400) missing reverse charge. Both output and input VAT should be recorded.

⚠

Poor reconciliation — bank vs ledger gapFree Zone

DMCC entity: AED 7,200 difference between bank statement and accounts payable ledger for March. 4 unmatched transactions.

ℹ

TOMS margin not applied — travel packageTravel

Booking BK-4421 VAT calculated on gross (AED 28,500) instead of margin (AED 6,200). Over-declared by AED 1,115.

Compliance score breakdown

Invoice completeness92%

VAT treatment accuracy71%

Duplicate control68%

Bank reconciliation54%

Free zone compliance88%

Filing deadlines

Q1 VAT 201 Return

28 Apr 2026 · AED 184,320 net payable

45d

New penalty regime active

14 Apr 2026 · unified enforcement

31d

CT return (FY2025)

Sep 2026 · 9% on taxable income

~180d

E-invoicing PINT AE — pilot opens (voluntary)

1 Jul 2026 · Peppol 5-corner model · all businesses can join

~10mo

High severity

3

Immediate FTA risk

Act now

Medium severity

4

File before deadline

Review needed

AI confidence

94%

Detection accuracy

Claude AI

Active anomalies — ranked by risk score

97

Duplicate supplier invoice — Gulf Tours LLC Travel

Invoice INV-9901 (AED 35,000) entered on 3 Mar and again 11 Mar. Same invoice number, supplier TRN, and amount. Input VAT over-claimed by AED 1,750. FTA automatic audit trigger. Reverse immediately.

94

Residential resale coded as standard-rated Real Estate

Unit 4B Al Barsha Sale (AED 2.3M). Tagged 5% output VAT = AED 115,000. Should be EXEMPT — zero output VAT, no input claim on related costs. Net over-declaration: AED 115,000. Voluntary disclosure required.

89

Reverse charge omitted — 3 overseas suppliers All

Adobe CC, Slack, AWS invoices (total AED 12,400) not self-assessed. Under UAE VAT law, you must record both output VAT (payable) and input VAT (claimable) on imported services. Net effect is zero but omission is a penalty offence.

76

Wrong COA code — packaging expenses Retail

AED 28,400 of packaging costs posted to 5020-Office Supplies. Correct code: 4100-Cost of Goods Sold. Distorts gross margin, input VAT allocation, and CT deduction calculation.

71

TOMS margin not calculated — bulk booking Travel

Booking BK-4421 (AED 28,500 received, AED 22,300 paid to suppliers). VAT applied to full AED 28,500 = AED 1,357. Correct TOMS VAT on AED 6,200 margin = AED 295. Over-declared by AED 1,062.

68

Bank–ledger mismatch — DMCC entity Free Zone

4 supplier payments totalling AED 7,200 in bank statement not matched to AP ledger. Possibly unrecorded invoices or duplicate bank payments. Reconciliation required before VAT return.

52

Supplier TRN not FTA-verified — 3 invoices Retail

Gulf Packaging Co. TRN 100298765430001 returned inconclusive on last 2 FTA lookups. Input VAT of AED 3,420 at risk if TRN is invalid under 2026 due-diligence rules.

Anomaly detection methods

Duplicate fingerprinting

Fuzzy-matches invoice number + supplier TRN + amount + date. Catches re-entries, minor typos, and same-day duplicates.

VAT rate vs. supply type validator

Cross-references product/service description against UAE VAT treatment matrix. Flags mismatches (e.g. residential tagged as standard).

Statistical outlier detection

Flags invoices with unusual VAT% (e.g. 4.8% instead of 5%), round-number anomalies, and amounts 3σ outside supplier average.

Reverse charge scanner

Detects foreign supplier invoices with no UAE TRN and checks whether self-assessment entries exist in the same period.

COA code clustering

Claude AI reads invoice descriptions and suggests correct COA codes. Flags items posted to catch-all accounts that should be itemised.

Risk exposure meter

Overall FTA audit risk this quarter

LowMediumHigh

Risk score: 68/100 — Elevated. Two critical issues (duplicate invoice + wrong RE VAT classification) are known FTA audit triggers. Resolve before filing.

Audit readiness

68/100

Needs work

Documents on file

1,240

Invoices, contracts, customs

5yr archive

Open disclosures needed

2

VAT 211 forms required

AED >10K error

VAT audit readiness checklistScore: 68/100

✓

Tax invoices — all mandatory fields present

1,240 invoices checked · 98.4% pass rate

Pass

✓

Supplier TRNs verified

412 suppliers · 409 confirmed valid

99.3%

✕

Duplicate invoices — CRITICAL

2 duplicates found · Input VAT over-claimed AED 1,750

Fail

✕

VAT treatment — property classification

Unit 4B coded incorrectly · AED 115,000 over-declared

Fail

⚠

Reverse charge mechanism applied

3 foreign supplier invoices missing self-assessment

Partial

⚠

Bank reconciliation completed

AED 7,200 unmatched · DMCC entity

Partial

✓

5-year document archive

All records from Jan 2020 · Cloud backup

Pass

✓

VAT registration status

TRN 100423156780003 · Active · All entities

Pass

✓

Free zone customs documentation

DMCC · All DZ-to-DZ transfers have customs evidence

Pass

⚠

Voluntary disclosures filed

2 required (RE misclassification + reverse charge). Due within 20 business days of discovery.

Pending

Report types available

VAT audit file (FTA format)

Full transaction listing · Output/input VAT by period · TRN verification log

Anomaly detection report

All AI-flagged items · Risk scores · Recommended actions

Sector compliance report

Per-sector VAT treatment · TOMS · Margin scheme · Partial exemption

Free zone QFZP compliance pack

Substance evidence · Qualifying income analysis · 0% CT eligibility

Counterparty statement of account

Per sub-agency / supplier · Running balance · Outstanding invoices

Voluntary disclosure trackerUAE VAT Law Art. 8

VAT 211 — Property misclassification · URGENT

Error AED 115,000 (above AED 10,000 mandatory threshold). Must file VAT 211 within 20 business days. Self-disclosure penalty: 5% of AED 115,000 = AED 5,750 (vs 50% = AED 57,500 if FTA finds it first). Deadline: ~1 Apr 2026.

VAT 211 — Reverse charge omission

AED 620 net effect · Below AED 10,000 threshold. Can be corrected in next quarterly return (Q2 2026). No formal VAT 211 required.

Self-initiated disclosure penalty rates vs FTA-detected: 50% flat

≤ 1 year

5%

1–2 years

10%

2–3 years

20%

3–4 years

30%

4–5 years

40%

Always disclose before the FTA contacts you. The saving is substantial: 5% self-disclosed vs 50% FTA-detected on the same error.

Misclassified accounts

3

Wrong VAT bucket impact

Fix required

Missing VAT accounts

1

No separate VAT payable code

Add code

COA health score

74/100

Fixable

Account codes — AI classification checkUAE FTA compliant structure

CodeAccount nameTypeVAT bucketStatus

1010Cash & bankAssetNon-VAT

✓ Correct

1200Accounts receivableAssetOutput VAT

✓ Correct

2100Accounts payableLiabilityInput VAT

✓ Correct

2300VAT payable

⚠ Missing — combine output/input here

LiabilityNet VAT

✕ Missing

4000Revenue — standard ratedRevenueOutput VAT

✓ Correct

4010Revenue — zero ratedRevenueZero-rated

✓ Correct

4020Revenue — exemptRevenueExempt

✓ Correct

4100Cost of Goods Sold

⚠ AED 28,400 packaging incorrectly in 5020

ExpenseInput VAT

⚠ Mismatch

5020Office supplies

⚠ Contains packaging + personal items — split required

ExpenseInput VAT

✕ Bloated

6010Entertainment expenses

⚠ FTA blocked — input VAT non-claimable

ExpenseBlocked

⚠ Blocked

6020Penalties & finesExpenseNon-deductible

✓ Correct

Confirmed duplicates

2

Same invoice entered twice

Reverse now

Input VAT over-claimed

AED1,750

FTA risk

Likely duplicates

3

Different dates, same amount

Review

Duplicate detection resultsFuzzy match: invoice no. + TRN + amount + ±7 days

Match confidence	Supplier	Invoice no.	Amount	Date 1	Date 2	VAT impact
100% — Exact	Gulf Tours LLC	INV-9901	AED 35,000	03 Mar	11 Mar	+AED 1,750
98% — Exact	Carrefour UAE LLC	R-44210	AED 890	07 Mar	07 Mar	+AED 44.50
71% — Likely	Emirates Steel LLC	ES-2244 / ES-2244B	AED 12,600	01 Mar	15 Mar	±AED 630
64% — Possible	Emaar Attractions	–	AED 4,200	05 Mar	06 Mar	±AED 210
41% — Unlikely	DEWA	DW-98801	AED 8,900	28 Feb	01 Mar	±AED 445

Wrong treatment

4

Reclassify

Under review

6

AI uncertain

Correctly treated

1,230

Clean

VAT over/under declared

AED116,682

Disclose

Treatment mismatches — AI detected

Description	Sector	Coded as	Should be	VAT error	Rule
Unit 4B Al Barsha — resale sale	RE	Standard 5%	Exempt	+AED 115,000	Art.49 UAE VAT Law
Dhow cruise — 20 pax package	Travel	Exempt transport	Standard 5%	−AED 840	Sightseeing ≠ transport
Adobe CC subscription (US)	All	Ignored — no entry	Reverse charge	AED 0 net	Art.48 RCM
Package tour BK-4421 (TOMS)	Travel	Standard on gross	TOMS on margin	+AED 1,062	TOMS UAE rules
Second-hand iPhone batch ×40	Retail	Standard on sale price	Margin scheme	+AED 780	UAE Margin Scheme

Unmatched items

4

DMCC entity

Bank vs ledger gap

AED7,200

Investigate

Matched transactions

98.2%

1,236 items

Pending credit notes

3

Apply to returns

March 2026 — bank vs ledger

Opening balanceAED 284,100

Bank closing balanceAED 347,640

Ledger closing balanceAED 340,440

Unexplained differenceAED 7,200

Unmatched transactions

Bank debit — 04 Mar

No ledger entry found

−AED 2,100

Bank debit — 09 Mar

No ledger entry found

−AED 3,400

Bank debit — 14 Mar

Possible duplicate payment

−AED 900

Bank credit — 22 Mar

No sales invoice matched

+AED 800

TOMS VAT this quarter

AED4,820

On AED 101,220 margin

Correct method

Tax saved vs std. method

AED18,340

This quarter

Sub-agency receivables

AED29,400

4 outstanding

Invoices auto-generated

147

This quarter · 0 overdue

Within 14 days

Stock register — FIFO cost lots by supplier FIFO · same product, different cost

Attraction	Supplier lot	Cost/unit	Sale price	Qty left	Margin	TOMS VAT	Queue
Burj Khalifa	Emaar Direct	149.00	210.00	42	61.00	2.90	Next ↑
Burj Khalifa	Gulf Tours LLC	155.00	210.00	18	55.00	2.62	After
Burj Khalifa	Desert Rose	162.00	210.00	35	48.00	2.29	After
Dubai Frame	Emaar Direct	52.00	75.00	89	23.00	1.10	Next ↑
IMG Worlds	IMG Direct	285.00	380.00	24	95.00	4.52	Next ↑
Emirates (intl)	IATA BSP	1,840.00	2,100.00	8	260.00	0.00 (0%)	Next ↑

Live margin VAT calculator

Sale price (AED)

Cost — lot assigned (AED)

Qty sold in this batch

Gross margin

AED 1,220

TOMS VAT (5/105)

AED 58.10

Standard VAT (wrong)

AED 200.00

Tax saved

AED 141.90

VAT type by ticket category

Attractions (Burj, Frame, IMG)

TOMS 5%

International flights

0% zero-rated

Local bus / metro

Exempt

Dhow cruise / sightseeing

5% standard

UAE hotel (in package)

TOMS 5%

Hotel outside UAE

0% out of scope

Date	Ref / Description	Invoiced (AED)	Received (AED)	Running balance
Totals

Output VAT — commercial

AED62,400

5% standard

Zero-rated — new residential

AED0

No 0% supplies this quarter

Misclassified property

1

Unit 4B — AED 115K error

Critical

Partial exemption ratio

57%

Input VAT limited

🤖 Ask TaxOS AI Powered by Claude · UAE VAT expert

Property portfolio — VAT classification

Unit	Type	Status	VAT treatment	Sale / rent value	Output VAT	Flag
Unit 4B Al Barsha	Residential	Resale 2018 build	Coded 5%	AED 2,300,000	AED 115,000 ✕	Wrong
Sheikh Zayed Rd Office	Commercial	Lease	5% standard	AED 480,000/yr	AED 24,000	Correct
JAFZA Warehouse	Commercial DZ	Lease	5% standard	AED 780,000/yr	AED 39,000	Correct
Al Furjan Villa (New)	Residential	First supply	0% zero-rated	AED 3,200,000	AED 0	Correct
Desert Rose Plot	Bare land	Sale	Exempt	AED 1,800,000	AED 0	Correct

Capital Assets Scheme tracker

FTA requires 10-year adjustment periods for commercial property. If use changes from taxable to exempt, input VAT must be partially repaid.

Sheikh Zayed Rd Office — Year 3/10

Input VAT claimed: AED 48,000. If converted to residential use: AED 33,600 must be repaid. Track annually.

JAFZA Warehouse — Year 1/10

Full input VAT claimed: AED 78,000. Commercial use confirmed for Jan–Mar 2026. No adjustment required.

Margin scheme items

187

Second-hand goods this Q

Active

Tax saved — margin scheme

AED12,840

vs standard VAT

COA errors detected

3

Packaging miscoded

Fix needed

Tourist refund forms

28

This month

Second-hand goods — margin scheme stock register

Item	Purchase cost	Sale price	Margin	Margin Scheme VAT (5/105)	Std. VAT (5% of sale)	Saving
iPhone 14 Pro ×12	AED 1,200	AED 1,650	AED 5,400	AED 257.14	AED 990	AED 732.86
Rolex Submariner	AED 28,000	AED 35,000	AED 7,000	AED 333.33	AED 1,750	AED 1,416.67
Laptop Batch ×20	AED 800	AED 1,100	AED 6,000	AED 285.71	AED 1,100	AED 814.29
Gold jewellery (resale)	AED 4,200	AED 5,800	AED 1,600	AED 76.19	AED 290	AED 213.81

QFZP status

Active

0% corporate tax eligible

Qualifying

Red flags detected

2

May risk 0% CT status

Review

DZ-to-DZ transfers

14

All under customs control

Compliant

Free zone VAT treatment matrix

Transaction

Goods

Services

DZ → DZ

Out of scope

5% applies

DZ → Mainland

5% taxable

Non-DZ FZ → Any

Std UAE rules

DZ → Outside UAE

0% zero-rated

0% (if outside GCC)

Mainland → DZ

5% on delivery

5% taxable

DZ = Designated Zone (JAFZA, DAFZA, KIZAD, DSO, etc.) · Non-DZ = standard UAE VAT

QFZP red flags — active monitoring

⚠

Staff partially working outside free zone

2 employees log activity at mainland office 3 days/week. FTA may view core income-generating activities as happening outside the zone. Virtual office or outsourced ops are QFZP disqualifiers.

⚠

Mainland delivery — bill of entry not in DMCC name

Shipment to Dubai mainland client. Bill of entry filed in client's name, not DMCC entity. FTA treats this as excluded activity. All mainland BoE must be under the DMCC entity's name.

✓

Qualifying income ratio — de minimis met

Non-qualifying income is 3.2% of total revenue — well below the 5% de minimis threshold. QFZP status safe on income test.

✓

Transfer pricing — arm's length confirmed

Intra-group transactions reviewed. Pricing consistent with market rates. No unbalanced related-party transactions detected.

Designated zones — UAE Cabinet list

JAFZA

DZ

DAFZA (Dubai Airport)

DZ

KIZAD (Abu Dhabi)

DZ

DSO (Dubai Silicon Oasis)

DZ

DMCC

Non-DZ

DIFC

Non-DZ

Dubai Internet City

Non-DZ

+38 more free zones · Check FTA Cabinet Decision 59/2017

Required evidence — DZ transactions

✓ Customs entry/exit documentation

✓ Proof of goods remaining within DZ

✓ Shipping/movement records between DZs

✓ Written statement: goods not for local consumption

✓ Bill of entry in entity's name for mainland deliveries

✕ Bill of entry in client name — REJECTED by FTA

Addressable market

45K+

UAE businesses in target sectors

Large TAM

Avg. compliance gaps

6.2

Per business per quarter

Pain is real

Typical VAT error

AED8,400

Annual average exposure

Per SME

🍽️ Food & BeverageHigh volume

UAE has 20,000+ F&B outlets. Key pain: zero-rated takeaway vs 5% dine-in confusion, Dubai Municipality inspections, and multi-branch VAT consolidation.

What TaxOS adds:

↳ Dine-in vs takeaway auto-split per transaction
↳ POS system integration (Foodics, Revel, Square)
↳ Multi-branch VAT consolidation
↳ Staff meal deduction blocker (input VAT blocked)

🏗️ ConstructionComplex

Retention payments, progress billing, subcontractor invoicing, and time-of-supply rules at contract milestones are widely mishandled.

What TaxOS adds:

↳ Retention VAT: triggered on release, not invoice
↳ Subcontractor TRN verification pipeline
↳ Progress billing VAT calculation by milestone
↳ Zero-rating check for exported construction

🏥 Healthcare & ClinicsGrowing

DHA/MOH-licensed medical services are zero-rated. Non-licensed cosmetic procedures are 5%. The line is frequently crossed incorrectly, especially in aesthetics clinics.

What TaxOS adds:

↳ Medical vs cosmetic auto-classifier (AI)
↳ DHA licence number verification per invoice
↳ Insurance vs self-pay VAT split
↳ Zero-rating evidence pack for FTA audit

🎓 EducationZero-rated

Approved educational services are zero-rated — but ancillary services (canteen, transport, uniform) are 5%. Many schools lump everything as zero-rated and claim excess input VAT.

What TaxOS adds:

↳ Core education vs ancillary services split
↳ KHDA approval status verification
↳ Partial exemption input VAT apportionment
↳ Student fee invoice compliance checker

💹 Financial ServicesExempt

Banks, insurance, and currency exchange are exempt — but advisory fees, fintech SaaS, and ATM services are 5%. Partial exemption calculations are almost always wrong.

What TaxOS adds:

↳ Exempt vs taxable income separator
↳ Partial exemption method (standard / special)
↳ Interest income vs fee income split
↳ CBUAE-regulated entity compliance flags

📦 E-commerce & LogisticsFast growing

UAE e-commerce sellers on Amazon, Noon, and Shopify often confuse the zero-rating rules for exports, miss reverse charge on overseas platform fees, and misclassify DZ warehouse stock.

What TaxOS adds:

↳ Marketplace fee reverse charge automation
↳ Export evidence pack (airway bill + customs)
↳ DZ stock vs mainland stock VAT split
↳ Amazon/Noon API invoice import

Total customers

48

Active

Outstanding balance

AED94,820

12 clients

Paid this month

AED284,400

On time

Overdue

AED18,200

3 clients

Customer list

Customer	TRN	Contact	Invoiced	Outstanding	Status

Open quotes

7

Awaiting acceptance

Accepted this month

12

AED 284,000 value

Converted

Expiring soon

3

Within 7 days

Follow up

Declined

4

This month

All quotes

Quote #	Customer	Date	Valid until	Amount	Status
QT-2026-001	Al Noor Travel LLC	01 Mar	31 Mar	AED 42,000	Accepted
QT-2026-002	Gulf Transport Co.	05 Mar	04 Apr	AED 18,500	Pending
QT-2026-003	Horizon Adventures	08 Mar	07 Apr	AED 31,200	Pending
QT-2026-004	Oasis Group Tourism	10 Mar	09 Apr	AED 9,800	Declined

1. Quote

7

Open

2. Sales Order

5

Confirmed

3. Booking / PO

3

In progress

4. Invoice

12

Billed

Active orders pipeline

Order #	Customer	Description	Value	Stage	Date
SO-2026-041	Al Noor Travel	Burj Khalifa group ×40	AED 9,800	Invoiced	01 Mar
SO-2026-042	Gulf Transport Co.	Monthly transport contract	AED 18,500	Booking	05 Mar
SO-2026-043	Horizon Adventures	Desert Safari ×20 pax	AED 28,542	Confirmed	08 Mar
SO-2026-044	Oasis Group	IMG Worlds group booking	AED 22,400	Quote sent	10 Mar

Document details

Customer

Due date

Reference / PO number

Date of supply

DescriptionQtyPrice AEDVAT type

Notes (optional)

Live previewTAX INVOICE

Active recurring

6

Auto-sends on schedule

Running

Monthly value

AED84,600

Guaranteed revenue

Next run

3

Invoices in next 7 days

Upcoming

Recurring schedules

Customer	Description	Amount	Frequency	Next invoice	Last sent	Status
Al Noor Travel LLC	Monthly management fee	AED 5,000	Monthly	01 Apr	01 Mar	Active
Gulf Transport Co.	Fleet VAT compliance	AED 2,400	Monthly	01 Apr	01 Mar	Active
Horizon Adventures	Quarterly tax filing	AED 8,500	Quarterly	28 Apr	28 Jan	Active
Oasis Group	Annual audit package	AED 18,000	Annual	01 Jan 2027	01 Jan 2026	Active
Desert Escapes LLC	Monthly retainer	AED 3,200	Monthly	Paused	01 Feb	Paused

Issued this quarter

4

Credit notes

Total credited

AED8,420

Reduces VAT

Applied to invoices

3

Settled

Unapplied balance

AED1,200

Pending

ℹ

UAE VAT rule — credit notes

A credit note must reference the original tax invoice number. Both the output VAT on the original invoice and the credit note adjustment must be reported in the VAT return for the period in which the credit note is issued.

Credit note register

CN #	Original Invoice	Customer	Reason	Amount	VAT reduced	Status
CN-2026-001	INV-2026-08201	Al Noor Travel	Cancelled booking	AED 4,200	AED 200	Applied
CN-2026-002	INV-2026-08340	Gulf Transport	Overcharge correction	AED 1,800	AED 85.71	Applied
CN-2026-003	INV-2026-08714	Horizon Adventures	Service not delivered	AED 1,220	AED 58.10	Unapplied
CN-2026-004	INV-2026-08801	Oasis Group	Partial return	AED 1,200	AED 57.14	Unapplied

Challans this month

18

Dispatched

Awaiting invoice

4

Delivered, not billed

Action needed

Converted to invoice

14

Complete

ℹ

A delivery challan is a non-tax document — no VAT is charged at this stage. It proves goods were delivered before the tax invoice is issued. Required for FTA audit trail on goods deliveries.

Challan register

Challan #	Customer	Delivery date	Items	Est. value	Invoice status
DC-2026-018	Al Noor Travel	13 Mar	Burj Khalifa tickets ×40	AED 8,400	Invoiced INV-08201
DC-2026-017	Gulf Transport	12 Mar	Transport passes ×20	AED 3,600	Invoiced INV-08714
DC-2026-016	Horizon Adventures	10 Mar	Dubai Frame ×15 + IMG ×10	AED 4,000	Pending invoice
DC-2026-015	Oasis Group	09 Mar	Atlantis tickets ×12	AED 3,720	Pending invoice

Received this month

AED284,400

18 payments

Bank transfer

AED241,200

85%

Cash / cheque

AED43,200

15%

Unallocated

AED4,200

Match needed

Payment history

Date	Customer	Invoice	Amount	Method	Reference	Status
13 Mar	Al Noor Travel	INV-08801	AED 24,200	Bank transfer	TXN-99821	Matched
12 Mar	Gulf Transport	INV-08714	AED 6,658	Bank transfer	TXN-99654	Matched
10 Mar	Horizon Adventures	INV-08340	AED 10,000	Cash	RCPT-0041	Partial
07 Mar	Unknown	—	AED 4,200	Bank transfer	TXN-99210	Unallocated

Overdue invoices

3

AED 18,200 outstanding

Urgent

Due in 7 days

4

AED 34,600

Send now

Auto-reminders sent

12

This month

WhatsApp + Email

Reminder schedule — auto rules

7 days before due

Friendly reminder · WhatsApp + Email

On due date

Payment due today · WhatsApp + Email

3 days overdue

Overdue notice · Email only

7 days overdue

Final notice · WhatsApp + Email

Overdue — send reminders

Al Noor Travel — INV-08340

AED 8,600 · 8 days overdue

Horizon Adventures — INV-08714

AED 6,658 · Due today

Oasis Group — INV-08801

AED 4,342 · 3 days overdue

WhatsApp message template:

Dear [Customer], this is a reminder that Invoice [INV-#] for AED [Amount] was due on [Date]. Please arrange payment at your earliest convenience. Pay online: vatapp.ae/pay/[link]

Total expenses this Q

AED628,800

All categories

Input VAT claimable

AED31,440

Recoverable

Bills unpaid

AED44,700

3 suppliers due

Pay soon

Blocked input VAT

AED127.50

Entertainment expenses

Non-claimable

Recent bills & expenses

Date	Supplier	Category	Amount	VAT	Status
13 Mar	Emirates Steel	Materials	AED 12,000	AED 600	Paid
12 Mar	DEWA	Utilities	AED 8,455	AED 445	Paid
10 Mar	IMG Worlds	Stock purchase	AED 22,400	AED 0 (exempt)	Unpaid
09 Mar	Client dinner	Entertainment	AED 2,550	AED 127.50 ✗	Paid
07 Mar	Atlantis	Stock purchase	AED 14,300	AED 0 (exempt)	Unpaid

Expense breakdown by category

Stock / Cost of goods

AED 482,000

Input VAT: AED 24,100

Utilities & premises

AED 48,400

Input VAT: AED 2,420

Staff costs

AED 84,200

No VAT (payroll)

Marketing & advertising

AED 11,600

Input VAT: AED 580

Entertainment (blocked)

AED 2,550

AED 127.50 blocked

Open POs

6

Awaiting delivery

Active

PO value outstanding

AED94,300

To receive

Received this month

9

Closed

Overdue POs

1

Supplier delay

Follow up

Purchase order register

PO #	Supplier	Description	Amount	Expected	Status	Bill match
PO-2026-014	Emaar Attractions	Burj Khalifa tickets ×200	AED 29,800	15 Mar	Received	Matched
PO-2026-015	IMG Worlds	Group tickets ×50	AED 14,250	18 Mar	Pending	Awaiting
PO-2026-016	Atlantis Aquaventure	Day passes ×30	AED 6,600	20 Mar	Pending	Awaiting
PO-2026-013	Gulf Packaging Co.	Packaging materials	AED 4,850	08 Mar (late!)	Overdue	No bill

Match rate

98.2%

1,236 transactions

Excellent

Unmatched

4

Investigate

Gap

AED7,200

DMCC entity

Bank accounts linked

3

Emirates NBD · ADCB · FAB

Linked bank accounts

Emirates NBD — Business Current

****4821 · Balance: AED 347,640 · Last import: today

Synced

ADCB — Corporate Account

****9304 · Balance: AED 182,100 · Last import: yesterday

Synced

FAB — DMCC Entity

****2217 · Balance: AED 94,820 · Gap: AED 7,200

Gap found

Unmatched transactions — FAB DMCC

Bank debit · 04 Mar · AED 2,100

No matching invoice or expense found

Bank debit · 09 Mar · AED 3,400

No matching invoice or expense found

Bank debit · 14 Mar · AED 900

Possible duplicate payment · Supplier: IMG Worlds

Bank credit · 22 Mar · AED 800

No sales invoice matched — possible refund

March 2026 — Emirates NBD reconciliation statement

Bank statement

Opening balance (1 Mar)AED 284,100

Total deposits+ AED 312,480

Total withdrawals− AED 248,940

Bank closing balanceAED 347,640

Ledger (books)

Opening balance (1 Mar)AED 284,100

Receipts recorded+ AED 305,280

Payments recorded− AED 248,940

Book balanceAED 340,440

Unexplained difference (FAB entity) AED 7,200

ℹ

What are transaction rules?

Rules automatically categorise, classify VAT treatment, and route bank transactions when they match specific conditions — saving hours of manual bookkeeping. For example: "All payments from Emirates Steel → category: Materials · VAT: 5% standard".

Active rules

14

Running

Auto-categorised

94%

Of all transactions

This month

Manual review needed

6%

Unmatched

Active rules

Rule name	Condition	Action — Category	Action — VAT	Hits this month
Emirates Steel payments	Sender contains "EMIRATES STEEL"	Materials / COGS	5% standard	12
DEWA utility bills	Sender = "DEWA"	Utilities	5% standard	1
Emaar attraction tickets	Sender contains "EMAAR" AND amount > 1000	Stock purchase	Exempt	4
SaaS subscriptions	Sender in [Adobe, Slack, AWS, Google]	Software / SaaS	Reverse charge	3
Staff expense claims	Reference contains "EXP-"	Staff expenses	Per receipt	8
Round amounts > AED 50K	Amount is round number AND > 50000	Flag for review	Manual review	2

📊 P&L Statement

Revenue vs expenses with VAT impact. Shows gross profit, operating profit, and net profit for any period.

Period: Q1 2026

📋 Accounts Receivable

Aged debtor report. Outstanding invoices by 0–30, 31–60, 61–90, 90+ days.

As of: 14 Mar 2026

📋 Accounts Payable

Aged creditor report. What you owe by supplier, with due dates and overdue flags.

As of: 14 Mar 2026

🏛 VAT Summary Report

Output VAT, input VAT, net payable by period. FTA-ready format with invoice breakdown.

Period: Q1 2026

💰 Sales Report

Revenue by customer, product, sector, and salesperson. Includes invoice conversion rate from quotes.

Period: Q1 2026

💵 Cash Flow Statement

Operating, investing, and financing activities. Projected cash position for next 90 days.

Period: Q1 2026

🧾 Expense Report

Expenses by category, supplier, and project. Highlights VAT-blocked items and non-deductibles.

Period: Q1 2026

🔍 FTA Audit File

Complete transaction listing in FTA format. TRN verification log, risk flags, and anomaly summary.

All periods

🏢 Corporate Tax Report

Taxable income computation, deductions, QFZP qualifying income analysis, and CT liability estimate.

FY 2025

📡

Live regulatory feed — UAE FTA, MoF, RERA

Updates curated from official UAE government and tax authority sources. Last updated: March 2026.

Total users

5

Across all tenants

Active

4

Billing

Pending activation

1

Email sent

Sectors configured

4

of 7

All Users

Name / Company	Email	Role	Sector	TRN	WhatsApp / Contact	Status	Actions

WhatsApp Bot Setup (Super Admin only)Admin access required

● Personal WhatsApp

Uses whatsapp-web.js. Scan QR once from server terminal. No Meta approval needed.

IncludedNo approval

◎ Official Business API

Meta Cloud API via 360dialog. Dedicated number, guaranteed uptime.

~$15/moZero ban risk

Personal setup — 3 steps

Step 1

npm install whatsapp-web.js

Step 2

Run server → QR appears in terminal

Step 3

Scan QR with phone → done

Each user/agency manages their own WhatsApp contact number in Settings → Profile → WhatsApp number.